Shopify Payments vs Etsy Payments Fees: Card Costs Compared
Etsy Payments: 3% + $0.25. Shopify Payments on Basic: 2.9% + 30ยข (US, September 2026). Where each card fee lands and why it is rarely the real gap.
Etsy Payments: 3% + $0.25. Shopify Payments on Basic: 2.9% + 30ยข (US, September 2026). Where each card fee lands and why it is rarely the real gap.
Our Etsy vs Shopify fee calculator takes three numbers. How to find them, check the result against official rates, and see what it leaves out.
Published Etsy to Shopify break-even points disagree because they answer three different questions. Here are the three formulas and your own inputs.
Etsy’s Offsite Ads fee is 15%, or 12% once a shop passes $10,000. Cross that line and the opt-out is gone for good. Etsy’s figures, read Sept 7, 2026.
Etsy’s fees look small one at a time. Here is every fee Etsy publishes, added up on one $46 order, read from Etsy’s own page on August 26, 2026.
Etsy takes 6.5% per sale. Shopify charges a flat monthly fee. The answer is a break-even, not a winner, and here is the math with assumptions shown.
There’s no revenue number that says leave Etsy. Here’s the framework of fees, margin, traffic source and list size that actually decides it.